Diverse Solutions…

Baytree National Bank and Trust and its subsidiary, Baytree Leasing, cater to the Healthcare and other Professional Markets. We offer a variety of financial products and options that cover the needs of today's modern Healthcare Organization and Healthcare Professionals. As a nationally chartered and FDIC insured financial institution you can depend on Baytree for innovative programs/products and competitive rates, delivered through experienced and capable industry professionals. With a focus on customer service, Baytree provides your organization with the flexible, understanding and personalized attention you demand. In addition to the wide array of financing and leasing programs available to you through Baytree Leasing, our bank also provides the following to our clients:

Practice Acquisition Financing. Our staff of experts at Baytree Bank will assist in assessing the financial viability of the Practice you wish to acquire and then provide the loan structure that best fits the acquisition. We can also set up the financing if you are selling your Practice. We can provide up to 100% financing with no commitment or loan application fees.

Working Capital Loans can mean the difference between a Practice that is flourishing or one that is draining itself by using its own funds to pay for periodic equipment and technology upgrades and/or interior and exterior renovations/leasehold improvements. Baytree Bank provides extremely competitive financing that will take care of all these needs without having to draw down on your much needed operating funds or existing banking lines of credit.

Commercial and Residential Construction Loans / Real Estate Loans can be obtained by a Healthcare Practice or Healthcare Professional with a minimum amount of paperwork involved. Construction financing for your new owner occupied or investment building is available at extremely competitive rates. We will work with your Project Consultant and/or General Contractor to provide timely progress payments and a smooth process through the construction and occupancy of the building.

Malpractice, Property and Casualty Insurance Financing: With over 100 years of dedicated industry experience, Baytree Finance Company (a division of Baytree National Bank and Trust) is uniquely qualified to offer premium financing solutions for Malpractice and Property and Casualty Insurance. An experienced Baytree Premium Finance Professional will work closely with you to develop the rate structure that best fits your financial needs.

Additional Banking Services include: To keep your day to day financial operations fluid and productive we are pleased to offer a wide array of Cash Management Services: Sweep Accounts, Remote Deposits, Equity Lines, Internet Banking and Letters of Credit - all managed by experienced Banking Professionals you can trust.

Please call to request the informative "Our Family of Financial Services" brochure for more on any of these programs and services

For Every Financial Need, Baytree is at your service!